Girl Scout Activity Insurance
Activity Accident Insurance Enhancement Effective October 1
GSUSA is pleased to announce an important coverage enhancement to Girl Scouts Activity Accident insurance with Mutual of Omaha which is effective on October 1, 2023. GSUSA and Mutual of Omaha have expanded the automatic coverage under Basic Plan 1 for Girl Scout members to include non-member participation and overnight trips lasting longer than two overnights, without a time limit (overnight trips up to 2 nights were previously and continue to be covered under Basic Plan 1). This enhancement is expected to reduce costs to troops and minimize a distracting administrative burden for council staff and volunteers.
These plans cover participants taking part in any council-approved, supervised Girl Scout activity. Activity Insurance Plan 3PI below is mandatory for all international travel. The Comparison Chart of the GSUSA Insurance Plans is available here.
Insurance Plan enrollment forms are available by clicking on the links below. Minimum enrollment fee for each of the optional insurance plans is $5.00. If the Activity Insurance cost of your planned event is less than $5.00, you are still required to pay the minimum enrollment fee of $5.00. However, more than one event can be submitted on the same enrollment form to help meet the minimum fee.
Claims
The claim form for an accident (Incident/Accident Form should already be filed with GSNEO) can be attained here. By completing the online claim form and hitting submit, your claim and receipts are sent directly to GSNEO's Corporate Office. GSNEO will review and forward your claim to Mutual of Omaha upon approval.
Upon receipt of the claim, the insurance company will be in contact with the member or their guardian. All claims are subject to review by Mutual of Omaha.
Plan 1 (Basic): Girl Scout Activity Insurance (accident only)
- Covers all Member and Non-member participants injured during any approved, supervised activity of the Girl Scouts regardless of event duration at no additional cost.
- Covers travel directly to and from the covered activities.
- Provides basic coverage for accident medical expense, accidental death, dismemberment, loss of eyesight and paralysis insurance.
- Covers injuries resulting in treatment by a legally qualified physician beginning within 30 days after the date of a covered accident.
- All claims are subject to review by Mutual of Omaha.
Plan 3P: Accident and Sickness
Insurance for Activities or Events
Excluded under Plan 1
**Allow three (3) business days for processing.**
- Cost is $0.70 per person, per day
- Covers members and non-members as participants; sickness benefits when illness/symptoms occur while coverage is in place; $5.00 minimum enrollment fee.
- Covers travel to and from the covered activity.
- Insurance must be ordered for the entire period of the event and for 100% of the participants.
- Benefits will be coordinated and paid by AXA Assistance-USA.
- Cost is $1.17 per person, per day.
- Provided by AXA Assistance-USA and United of Omaha.
- Should a medical or other emergency occur while abroad the group leader can contact AXA Assistance.
- Pre-trip concerns or questions can be answered by contacting AXA Assistance.
- Provides primary coverage for members and non-members as participants, and is essentially the same coverage found in Plan 3P, $5.00 minimum enrollment fee.
- Covers accidents & illness incurred during an international trips.
- Complete roster of participants including age must be completed and submitted with application.
